Retirement Calculator

American River Software

  Retirement Calculator

Free!    3 MB Installation file

The Software

Retirement Calculator provides an easy way to answer important questions that arise when individuals start contemplating retirement. Such questions involve: "Do I have enough to retire?" "How much money can I take out of my retirement to live on?" "How long will the money last?"

Retirement Calculator helps to address those concerns by allowing you to input various parameters to answer four basic questions:

  •  If I have a known amount in my retirement account and I know how much I want to withdraw from that account each year to live on, how long will the retirement account last, if I assume a certain rate of return on the account and a certain inflation rate?
  •  If I have a known amount in my retirement account and I know how many years I want the account to last before it's all gone, what can the withdrawal amount be, assuming a certain yearly rate of return on the account and assuming a certain inflation rate?
  •  If I know the amount I need to withdraw from the account to live on each year, and I know how many years I need to do this yearly withdrawal, how big does the retirement account need to be at the beginning, assuming a certain rate of return on the account and a certain yearly inflation rate?
  •  If I know the amount in my retirement account, and I know how much I'm going to take out each year and the number of years I will be doing this as well as the yearly inflation rate, what does the yearly rate of return on the account need to be?

Retirement Calculator allows you to take inflation into account for every question it answers. Also, it calculates the inflation-adjusted withdrawal amount each year. You only need to specify withdrawal amounts in today's dollars.

Requirements

Windows 95/98/Me/NT/2000/XP/Vista/Windows 7/8/10

Reports

Reports for each question posed are displayed and may be printed out. All printers are supported via the Windows interface, and there is a standard Windows Print Preview feature.

Example Screens

Click on any screen to display a larger view.